Legal Disclaimers, Privacy Statement, and Cookie Policy
Disclaimers
While Cass uses reasonable efforts to include accurate and up-to-date information on this web site, it makes no representations as to the accuracy, timeliness or completeness of that information. In using this web site, you agree that its information and services are provided “as is, as available” without warranty, express or implied, and that you use this site at your own risk.
Limitation of Liability
In no event shall Cass be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if Cass has been advised of the possibility of such damages), resulting from: (i) the use or the inability to use the site; (ii) unauthorized access to or alteration of your transmissions or data, computer virus; (iii) any errors or delays in the content, or for any actions taken in reliance thereon. (iv) statements or conduct of any third party linked through this site or (v) any other matter relating to the site. This Limitation of liability shall apply whether such damages arise in contract, negligence, tort, under statute, in equity, at law or otherwise.
Cass Commercial Bank and Cass Information Systems, Inc. do not make any representations or warranties with respect to the accuracy or the completeness of the contents of information found via links on the Cass web site. These sites are developed by persons over whom Cass exercises no control nor does Cass screen these sites. The availability of networked information via these linked pages does not constitute in any way Cass’ endorsement of the content of that information.
Information published on this site is accurate at the time of publishing. Cass disclaims any duty to update this information.
Privacy Statement
Cass is committed to insuring the privacy of any information you provide through our internet sites. Cass does not sell, distribute or in any way make public the information you submit. We recognize that you are concerned about the privacy of the information that we collect and our plans for using this information. Any information you submit will be exclusively used to provide the information or service you have requested. You should be aware that the nature of email does allow the potential of unauthorized interception and viewing of messages during transmission over the internet.
Cookie Policy
Understanding How and Why We Use Cookies
We at Cass Information Systems (“Cass”) may use cookies on our various websites, such as cassinfo.com and cassbank.com, to create the most effective experience possible for our users and visitors. For example, we may use cookies to analyze user traffic patterns on our websites, to make our websites work properly, to enhance your user/visitor experience, or to provide you with the latest information about our products and services. Read more
Frequently Asked Questions
Can cookies pass on my personal information to others?
Do cookies compromise my security?
How long do cookies stay on my computer, smartphone, or other device?
What categories of cookies do we use?
Can I control or manage cookies on my computer, smartphone, or other device?
What specific cookies does Cass use?
Can I control third parties’ cookies?
What about cookies that have been set in the past?
How can I learn more about Cass Bank’s mobile privacy policy?
What if I have additional questions?
Understanding How and Why We Use Cookies
We at Cass Information Systems (“Cass”) may use cookies on our various websites, such as cassinfo.com and cassbank.com, to create the most effective experience possible for our users and visitors. For example, we may use cookies to analyze user traffic patterns on our websites, to make our websites work properly, to enhance your user/visitor experience, or to provide you with the latest information about our products and services.
On local websites which may be linked from our cassinfo.com website, cookies may be used to allow you to log on to our portals, choose log-in preferences, apply for services online, and use financial tools. Please bear in mind that our affiliate companies may have their own privacy and cookie policies that will govern their use of cookies on local websites and any information you submit on a local website. Please read carefully any local website and/or product terms and conditions before using the local website or product.
This Cookie Policy explains what cookies are, how we use them on our various websites, what benefits they bring to you, and how you can control them when you visit our websites. To find out more about how Cass protects your privacy when using our websites, please read our Privacy Policy.
Frequently Asked Questions
What are cookies?
Cookies are small data files that are sent to and stored on your computer, smartphone, or other device for accessing the internet whenever you visit a website. Cookies are useful because they allow a website to recognize a user’s/visitor’s device. Some of the functions that cookies perform can also be achieved using similar technologies. While this Cookie Policy generally refers to “cookies” throughout, this term is intended to include these alternate technologies. For more information about cookies and similar technologies, visit allaboutcookies.org.
Can cookies pass on my personal information to others?
Cass will not sell (in the traditional sense of the word) any personal information gathered through cookies on our websites to third parties. However, we may use non-essential cookies on some of our websites to help us enhance the user/visitor experience and, as part of this process, we may share certain limited personal information with our “analytics” and “marketing” service providers, as well as with some of our affiliate companies.
Do cookies compromise my security?
No, in fact many of the cookies we use are designed to provide important security features, such as protecting your data/information and your accounts.
How long do cookies stay on my computer, smartphone, or other device?
The length of time a cookie stays on your device depends on its type. We use two general types of cookies on our websites:
- Session cookies are temporary cookies which only exist during the time you use one of our websites (or more strictly, until you close the browser after using one of our websites). Session cookies help a website remember what you chose on the previous page, avoiding the need to re-enter information and improve your experience whilst using that website.
- Persistent cookies stay on your device after you’ve visited a website, for example, so that the website remembers you the next time you visit. Persistent cookies help us identify you as a unique user/visitor of one of our websites.
What categories of cookies do we use?
- Essential or necessary cookies are critical to the running of our websites and enable core functionality. That is, our websites cannot function properly without these cookies. These cookies can only be disabled by changing your browser preferences. However, for maximum functionality of our websites, we would recommend that you not disable these cookies.
- Non-essential analytics and marketing cookies help us to make sure you have the best possible experience on our websites and help us to manage the online advertising messages you see from us. Specifically, we may use these cookies to help us to:
- make our websites easier to use;
- help you find what you need more easily;
- test and improve the content you see on our websites;
- understand how you found out about our products;
- show you more relevant messages and offers;
- improve your overall online experience on our websites.
- Non-essential pixel tags and similar technologies (also known as web beacons and clear GIFs) may be used by us in connection with some online services to, among other things, track the actions of users of the online services (including email recipients), measure the success of our marketing campaigns, and compile statistics about usage of the online services and response rates.
Can I control or manage cookies on my computer, smartphone, or other device?
- Using Your Browser. The browsers of most computers, smartphones, and other web-enabled devices are typically set up to accept cookies. If you wish to amend your cookie preferences for any website, you can do this through your browser settings. Your browser’s “help” function will tell you how to do this. However, please remember that cookies are often used to enable and improve certain functions on our websites. If you choose to switch certain cookies off, it is likely to affect how the website works. To find out how to manage cookies on popular browsers, you can visit allaboutcookies.org.
What specific cookies does Cass use?
| Name: | _ga |
| Purpose: | It records a particular ID used to come up with data about website usage by the user. It is a HTTP cookie that expires after 2 years. |
| Provider: | .cassbank.com |
| Service: | Google Analytics | Google Analytics Cookie Usage on Websites |
| Country: | United States |
| Type: | http_cookie |
| Expires in: | 1 year 11 months 29 days |
| Name: | _gid |
| Purpose: | Keeps an entry of unique ID which is then used to come up with statistical data on website usage by visitors. It is a HTTP cookie type and expires after a browsing session. |
| Provider: | .cassbank.com |
| Service: | Google Analytics | Google Analytics Cookie Usage on Websites |
| Country: | United States |
| Type: | http_cookie |
| Expires in: | 1 day |
| Name: | _gat# |
| Purpose: | Enables Google Analytics regulate the rate of requesting. It is a HTTP cookie type that lasts for a session. |
| Provider: | .cassbank.com |
| Service: | Google Analytics | Google Analytics Cookie Usage on Websites |
| Country: | United States |
| Type: | http_cookie |
| Expires in: | 1 minute |
| Name: | pardot |
| Purpose: | A session cookie named pardot is set in your browser while you’re logged in to Pardot as a user or when a visitor accesses a form, landing page, or page with Pardot tracking code. The cookie denotes an active session and isn’t used for tracking. |
| Provider: | pi.pardot.com |
| Service: | Salesforce - Pardot | Pardot Cookies and Activity Tracking |
| Country: | United States |
| Type: | server_cookie |
| Expires in: | session |
| Name: | lpv668083 |
| Purpose: | This LPV cookie is set to keep Pardot from tracking multiple page views on a single asset over a 30-minute session. For example, if a visitor reloads a landing page several times over a 30-minute period, this cookie keeps each reload from being tracked as a page view. |
| Provider: | pi.pardot.com |
| Service: | Salesforce - Pardot | Pardot Cookies and Activity Tracking |
| Country: | United States |
| Type: | http_cookie |
| Expires in: | 30 minutes |
| Name: | pardot |
| Purpose: | A session cookie named pardot is set in your browser while you’re logged in to Pardot as a user or when a visitor accesses a form, landing page, or page with Pardot tracking code. The cookie denotes an active session and isn’t used for tracking. |
| Provider: | go.cassbank.com |
| Service: | Salesforce - Pardot | Pardot Cookies and Activity Tracking |
| Country: | United States |
| Type: | server_cookie |
| Expires in: | session |
| Name: | visitor_id668083-hash |
| Purpose: | The visitor hash cookie contains the account ID and stores a unique hash. For example, the cookie name visitor_id12345-hash stores the hash “855c3697d9979e78ac404c4ba2c66533”, and the account ID is 12345. This cookie is a security measure to make sure that a malicious user can’t fake a visitor from Pardot and access corresponding prospect information. |
| Provider: | .pardot.com |
| Service: | Salesforce - Pardot | Pardot Cookies and Activity Tracking |
| Country: | United States |
| Type: | http_cookie |
| Expires in: | 9 years 11 months 28 days |
| Name: | visitor_id668083 |
| Purpose: | The visitor cookie includes a unique visitor ID and the unique identifier for your account. For example, the cookie name visitor_id12345 stores the visitor ID 1010101010. The account identifier, 12345, makes sure that the visitor is tracked on the correct Pardot account. The visitor value is the visitor_id in your Pardot account. This cookie is set for visitors by the Pardot tracking code. |
| Provider: | .pardot.com |
| Service: | Salesforce - Pardot | Pardot Cookies and Activity Tracking |
| Country: | United States |
| Type: | http_cookie |
| Expires in: | 9 years 11 months 28 days |
| Name: | visitor_id668083 |
| Purpose: | The visitor cookie includes a unique visitor ID and the unique identifier for your account. For example, the cookie name visitor_id12345 stores the visitor ID 1010101010. The account identifier, 12345, makes sure that the visitor is tracked on the correct Pardot account. The visitor value is the visitor_id in your Pardot account. This cookie is set for visitors by the Pardot tracking code. |
| Provider: | go.cassbank.com |
| Service: | Salesforce - Pardot | Pardot Cookies and Activity Tracking |
| Country: | United States |
| Type: | http_cookie |
| Expires in: | 9 years 11 months 28 days |
| Name: | visitor_id668083-hash |
| Purpose: | The visitor hash cookie contains the account ID and stores a unique hash. For example, the cookie name visitor_id12345-hash stores the hash “855c3697d9979e78ac404c4ba2c66533”, and the account ID is 12345. This cookie is a security measure to make sure that a malicious user can’t fake a visitor from Pardot and access corresponding prospect information. |
| Provider: | go.cassbank.com |
| Service: | Salesforce - Pardot | Pardot Cookies and Activity Tracking |
| Country: | United States |
| Type: | http_cookie |
| Expires in: | 9 years 11 months 28 days |
| Name: | visitor_id668083-hash |
| Purpose: | The visitor hash cookie contains the account ID and stores a unique hash. For example, the cookie name visitor_id12345-hash stores the hash “855c3697d9979e78ac404c4ba2c66533”, and the account ID is 12345. This cookie is a security measure to make sure that a malicious user can’t fake a visitor from Pardot and access corresponding prospect information. |
| Provider: | www.cassbank.com |
| Service: | Salesforce - Pardot | Pardot Cookies and Activity Tracking |
| Country: | United States |
| Type: | http_cookie |
| Expires in: | 9 years 11 months 28 days |
| Name: | visitor_id668083 |
| Purpose: | The visitor cookie includes a unique visitor ID and the unique identifier for your account. For example, the cookie name visitor_id12345 stores the visitor ID 1010101010. The account identifier, 12345, makes sure that the visitor is tracked on the correct Pardot account. The visitor value is the visitor_id in your Pardot account. This cookie is set for visitors by the Pardot tracking code. |
| Provider: | www.cassbank.com |
| Service: | Salesforce - Pardot | Pardot Cookies and Activity Tracking |
| Country: | United States |
| Type: | http_cookie |
| Expires in: | 9 years 11 months 28 days |
Can I control third parties’ cookies?
Third party cookies are cookies set by someone other than us for purposes of collecting information on user behaviour, demographics, or personalized marketing. When using our websites, you may encounter embedded content or you may be directed to other websites for such activities as surveys, to make payment in currency other than U.S. dollars, or for job applications. These websites and embedded content may use their own cookies. Please note, we do not have control over the placement of cookies by other websites, even if you are directed to them from our websites.
What about cookies that have been set in the past?
Collection of your data/information from our non-essential cookies can be deleted. If cookies are deleted, the information collected prior to the preference change may still be used, however, we will stop using the disabled cookie to collect any further information from your user/visitor experience.
How can I learn more about Cass Bank’s mobile privacy policy?
Cass Bank’s Mobile Privacy Policy is availble to review here: Mobile Privacy Policy
What if I have additional questions?
If you have any additional questions about our Cookie Policy, please do not hesitate to contact our US Privacy Manager at privacy@cassinfo.com or write to us at:
Cass Information Systems, Inc.
Attn: US Privacy Manager
12444 Powerscourt Drive, Suite 550
St. Louis, MO 63131
United States