A Truly Different Bank

Well Capitalized, Enduring Relationships

Cass Commercial Bank focuses on privately held businesses in and around the St. Louis area as well as faith-based institutions and franchise restaurant businesses throughout the U.S.

Known for its enduring client relationships and financial strength, Cass Commercial Bank is a St. Louis mainstay – celebrating more than 118 years in banking. A Federal Reserve Member Bank, Cass focuses on privately held businesses in and around the St. Louis region, as well as faith-based institutions, franchise restaurant businesses, and equipment leasing nationwide.

Clients rely on Cass for the individualized attention paid to their businesses and institutions. We present customized solutions – in contrast to many other banks that operate with rigid underwriting models and offer cookie cutter options. Cass maintains high service levels due to the continuity and low turnover within our account teams. We know our clients’ business because we work hard to become their longtime advisors.

Why Cass?

Financial Strength

Cass Bank’s capitalization meets the highest standards of bank regulators and analysts. The bank is consistently rated superior, the highest rating by independent rating agency Bauer Financial.

Cass has demonstrated its ability to loan funds even during the most turbulent of economic cycles. Due to its strong liquidity and capital position, Cass was still lending throughout 2008 and 2009, when many banks simply did not.

With advanced operational facilities, Cass Commercial Bank acts as the internal payment engine and link to the U.S. banking system for its parent company, Cass Information Systems, which manages more than $90 billion in payments for its clients.

Cass Commercial Bank is part of Cass Information Systems

Founded in 1906 as Cass Avenue Bank, Cass has evolved into two distinct and synergistically linked companies – Cass Information Systems, a publicly traded provider of invoice, payment and expense management solutions – and Cass Commercial Bank, a wholly owned subsidiary. This unique corporate structure provides Cass Bank with additional sources of capital and liquidity.